Massachusetts Hourly Paycheck Calculator 2026
Estimate your 2026 Massachusetts hourly take-home pay after federal tax, has a flat 5% state income tax, and FICA. Enter your hourly rate, weekly hours and any overtime to see what actually lands in each paycheck.
Paid a salary instead? Use the Massachusetts salary paycheck calculator.
Paid at 1.5× your hourly rate.
Health, HSA, FSA, etc.
- Gross (per paycheck)
- $1,600.00
- Federal income tax
- −$98.55
- Massachusetts state tax
- −$67.54
- FICA (SS + Medicare)
- −$122.40
- 401(k) contribution
- −$80.00
- Net (per paycheck)
- $1,231.51
At $20.00/hr for 40 hrs a week, that's about $41,600 a year, of which an estimated $1,756 goes to Massachusetts state income tax.
Estimate using 2026 federal and state rates. Excludes local taxes, credits and other deductions.
Massachusetts take-home pay by hourly wage
Estimated take-home pay for common full-time wages (40 hours a week, single filer, no 401(k)) in Massachusetts for 2026.
| Hourly wage | Weekly net | Bi-weekly net | Annual net |
|---|---|---|---|
| $15.00/hr | $498.25 | $996.51 | $25,909 |
| $18.00/hr | $588.67 | $1,177.35 | $30,611 |
| $20.00/hr | $648.95 | $1,297.91 | $33,746 |
| $25.00/hr | $799.65 | $1,599.31 | $41,582 |
| $30.00/hr | $950.35 | $1,900.71 | $49,418 |
| $35.00/hr | $1,088.94 | $2,177.88 | $56,625 |
Figures use 2026 rates and are estimates for planning — not tax advice. They exclude local taxes, credits and other deductions.
Massachusetts income tax in 2026, briefly
Massachusetts charges a flat 5% state income tax — everyone pays the same rate regardless of income. A 4% surtax applies to income over about $1.08M (2026), not modeled here. The personal exemption is modeled as a deduction.
Frequently asked questions
- How much is $20 an hour after taxes in Massachusetts?
- Working 40 hours a week, $20 an hour is about $41,600 a year gross. After 2026 federal income tax, FICA, and Massachusetts state income tax (single, no 401(k)), we estimate roughly $33,746 a year take-home — about $648.95 a week or $1,297.91 per bi-weekly paycheck. Enter your own hours and deductions above for a personalized figure.
- Is overtime taxed more in Massachusetts?
- No. Overtime pay is taxed at the same income-tax rates as your regular wages — there is no special Massachusetts overtime tax rate. A large overtime check can have more tax withheld up front, because payroll systems briefly treat that paycheck as if you earned that much every period, but the extra withholding is reconciled when you file — the actual tax rate on overtime dollars is unchanged.
- Does Massachusetts have a state income tax?
- Yes. Massachusetts applies a flat 5% state income tax to taxable income. A 4% surtax applies to income over about $1.08M (2026), not modeled here. The personal exemption is modeled as a deduction.
- How accurate is this Massachusetts hourly paycheck calculator?
- It's a close estimate, but it doesn't model local (city/county) taxes, tax credits, or every deduction, and rates change over time. Your actual pay stub is the source of truth.