Debt & Loans

Works for any fixed-rate loan. Enter the amount, rate and term to see your monthly payment and exactly how much the loan costs in total.

Work out the monthly payment on a car after your down payment and trade-in, plus the total interest you'll pay over the loan.

Credit card interest compounds fast. See how long your balance takes to clear at a given monthly payment, and how much sooner a bit more would finish it.

Compare two proven strategies. Avalanche targets the highest rate first to save the most money; snowball clears the smallest balance first for quick wins. Set your debts and an extra amount to throw at them.

The avalanche method attacks the highest interest rate first, which is mathematically the cheapest way out of debt. Enter your balances and the extra you can add each month.

The snowball method clears the smallest balance first for a fast, visible win, then rolls that payment onto the next debt. Enter your balances and the extra you can add each month.