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Retirement

Project what your nest egg becomes and how long it can last.

Retirement Calculator

Project your nest egg to retirement age, including any employer match, and see the annual income it could safely provide.

Most used

Retirement Withdrawal Calculator

See how long a nest egg lasts at a chosen annual withdrawal, with returns still working and withdrawals rising for inflation. Also known as a retirement drawdown or distribution calculator.

Retirement Income Calculator

Turn a nest egg into a monthly paycheck. We apply a safe withdrawal rate to your savings and add any Social Security or pension to estimate your retirement income.

Coast FIRE Calculator

Coast FIRE is the point where your invested savings will grow to your full retirement target on their own — no more contributions needed. Find your coast number and whether you've reached it.

Barista FIRE Calculator

Barista FIRE means semi-retiring: part-time income (and often health benefits) covers some expenses, so your portfolio only needs to fund the gap. See the smaller number you need.

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PlainSums' calculators are for general education and planning only. They produce estimates based on the figures you enter and do not account for every fee, tax or change in rate. They are not financial advice — for decisions about your money, speak to a qualified, regulated professional.

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