Saving & Investing
Roth IRA Calculator
Roth IRA contributions grow tax-free, and qualified withdrawals in retirement aren't taxed. Project your balance from a starting amount and annual contributions.
Your numbers
$
$
2025 limit is $7,000 ($8,000 if 50+).
7%
30 yrs
Statement
Tax-free balance in 30 years
$792,815
qualified withdrawals are tax-free
- Total contributions
- $220,000
- Tax-free growth
- $572,815
- Final balance
- $792,815
Contributing $7,000 a year, your Roth IRA could reach $792,815 — and because it's a Roth, the $572,815 of growth is yours tax-free in retirement.
Over time
Tax-free balance in 30 years$792,815
Estimates only — not financial advice. They produce estimates based on the figures you enter and do not account for every fee, tax or change in rate.
Frequently asked questions
Related calculators
Compound Interest Calculator
Compounding is interest earning interest. Set a starting balance, a monthly contribution and a rate to watch your money grow — and see how much of the result is pure growth.
Retirement Calculator
Project your nest egg to retirement age, including any employer match, and see the annual income it could safely provide.
Investment Calculator
Project a portfolio forward from a starting amount and regular contributions — and see how sensitive the result is to the return you assume.