Missouri Paycheck Calculator 2026
Missouri's brackets top out quickly: after a 0% band on the first $1,348 of taxable income, rates climb in small steps to 4.7% above $9,436 — so nearly all full-time pay is taxed at or near the top rate. The standard deduction matches the federal amount ($16,100 single / $32,200 married).
Watch the local layer: Kansas City and St. Louis each levy a 1% earnings tax on people who live or work there, which isn't in this estimate. The calculator applies 2026 federal brackets, FICA and Missouri's schedule after the deduction.
The result is an annual 2026 tax-liability estimate apportioned across the pay frequency you choose. It does not reproduce employer withholding from your Form W-4.
Paid hourly? Try the Missouri hourly paycheck calculator. Comparing states? The take-home pay calculator covers all 50 states and DC in one tool.
Married filing is unavailable until an explicit Missouri schedule is sourced; we do not substitute single-filer brackets.
Capped at the 2026 standard employee limit of $24,500.
Rates run about 0%–1% and apply to gross wages. Listed rates are representative — confirm yours with your locality.
Reduces modeled income tax and take-home cash, but not payroll taxes. Benefit tax treatment varies.
- Annual gross ÷ 26
- $2,884.62
- Annual federal tax ÷ 26
- −$263.27
- Annual Missouri tax ÷ 26
- −$92.75
- Annual payroll taxes ÷ 26
- −$220.67
- 401(k) contribution
- −$144.23
- Annual estimate ÷ 26
- $2,163.70
In Missouri, an estimated $2,411 a year goes to state income tax on a $75,000 salary.
Annual tax-liability estimate apportioned for display. It is not payroll withholding and excludes Form W-4 adjustments, credits and other state payroll deductions. Missouri local income tax is not included until you pick a rate.
- This is an annual federal and state income-tax liability estimate apportioned across the period you choose. It is not employer payroll withholding.
- It does not collect Form W-4 steps, pay date, year-to-date pay or withholding, residence/work-state interaction, or local tax.
- State schedules are an interim planning model. Filing combinations without a sourced schedule are unavailable rather than silently approximated.
- Internal Revenue Service: 2026 inflation adjustments and income-tax brackets — Federal annual-liability brackets and standard deductions.
- Internal Revenue Service: Publication 15-T (2026) — The payroll-withholding method PlainSums does not yet implement.
- Social Security Administration: 2026 contribution and benefit base — Social Security wage base and employee rate.
- Internal Revenue Service: Additional Medicare Tax — Liability thresholds and the additional 0.9% rate.
- Tax Foundation: 2026 state individual income-tax rates and brackets — Secondary compilation used as a starting reference; local taxes are excluded.
- Arizona State Legislature: Arizona Laws 2026, Chapter 140 — Signed June 13, 2026; supersedes the earlier Arizona deduction snapshot.
- Plante Moran state and local tax advisor (April 2026): Supplemental budget with OBBBA conformity — Maine's 2026 IRC-conformity update; supersedes the earlier Maine deduction snapshot.
The email includes this route only; calculator inputs are not attached.
Missouri income tax in 2026, briefly
Missouri uses graduated brackets, so income within higher bands is taxed at higher marginal rates. Married filing is offered only where the data contains an explicit married schedule.
Figures use 2026 rates and are estimates for planning — not tax advice.
Missouri take-home pay by salary (2026)
Planning estimates across common annual salaries in Missouri. Figures assume a single filer with no 401(k) or other entered deductions. Contributing pre-tax can reduce income tax but also reduces current take-home cash, so it does not automatically increase net pay.
| Salary | Annual estimate | Annual ÷ 12 | Annual ÷ 26 | Effective tax rate |
|---|---|---|---|---|
| $35,000 | $29,595 | $2,466 | $1,138 | 15.4% |
| $40,000 | $33,377 | $2,781 | $1,284 | 16.6% |
| $45,000 | $37,160 | $3,097 | $1,429 | 17.4% |
| $50,000 | $40,942 | $3,412 | $1,575 | 18.1% |
| $55,000 | $44,725 | $3,727 | $1,720 | 18.7% |
| $60,000 | $48,507 | $4,042 | $1,866 | 19.2% |
| $65,000 | $52,290 | $4,357 | $2,011 | 19.6% |
| $75,000 | $59,005 | $4,917 | $2,269 | 21.3% |
| $80,000 | $62,287 | $5,191 | $2,396 | 22.1% |
| $90,000 | $68,852 | $5,738 | $2,648 | 23.5% |
| $100,000 | $75,417 | $6,285 | $2,901 | 24.6% |
| $110,000 | $81,982 | $6,832 | $3,153 | 25.5% |
| $125,000 | $91,766 | $7,647 | $3,529 | 26.6% |
| $150,000 | $107,678 | $8,973 | $4,141 | 28.2% |
| $175,000 | $123,591 | $10,299 | $4,753 | 29.4% |
| $200,000 | $140,464 | $11,705 | $5,402 | 29.8% |
Assumptions: 2026 federal brackets and standard deduction, FICA (Social Security up to the $184,500 wage base plus Medicare), and Missouri's 2026 income tax. Single filer, 0% 401(k), no other pre-tax deductions. Effective tax rate is total federal, state and FICA tax as a share of gross pay. Local taxes and credits are excluded.
Missouri income tax brackets (2026)
| Taxable income | Marginal rate |
|---|---|
| $0 – $1,348 | 0% |
| $1,348 – $2,696 | 2% |
| $2,696 – $4,044 | 2.5% |
| $4,044 – $5,392 | 3% |
| $5,392 – $6,740 | 3.5% |
| $6,740 – $8,088 | 4% |
| $8,088 – $9,436 | 4.5% |
| $9,436+ | 4.7% |
Missouri local income tax rates
Kansas City and St. Louis each levy a 1% earnings tax. Both apply to residents wherever they work and to non-residents on work performed inside the city, and both are withheld by employers. No other Missouri city levies one.
| Jurisdiction | Resident rate | Non-resident rate |
|---|---|---|
| Kansas City | 1% | same |
| St. Louis | 1% | same |
| Rest of Missouri | — | — |
Representative published rates for the largest Missouri jurisdictions, applied to gross wages. Local rates are set locally and change on their own timetable — confirm yours with Missouri Department of Revenue. The calculator above accepts any rate, so an unlisted locality can still be modeled.
How Missouri compares to every other state
On a $75,000 salary, Missouri ranks #23 of 51 for annual take-home pay among the 50 states plus DC (single filer, no 401(k), state income tax only). The gap between the most and least favourable jurisdiction on this salary is about $5,989 a year.
| Rank | State | Annual estimate on $75k | vs. Missouri |
|---|---|---|---|
| #1 | Alaska | $61,593 | +$2,588 |
| #21 | Vermont | $59,103 | +$98 |
| #22 | Kentucky | $59,085 | +$80 |
| #23 | Missouri (this state) | $59,005 | — |
| #24 | Colorado | $59,001 | −$4 |
| #25 | Wisconsin | $58,998 | −$7 |
| #51 | Oregon | $55,604 | −$3,401 |
Same salary, next state over
How a $75,000 salary compares in Missouri versus neighboring states — same federal tax and FICA, single filer, no 401(k), so the difference is state income tax alone.
| State | Annual estimate on $75k | vs. Missouri |
|---|---|---|
| Missouri (this state) | $59,005 | — |
| Iowa | $59,354 | +$349 |
| Illinois | $58,025 | −$980 |
| Kentucky | $59,085 | +$80 |
| Tennessee | $61,593 | +$2,588 |
| Arkansas | $58,851 | −$154 |
| Oklahoma | $58,763 | −$242 |
| Kansas | $58,207 | −$798 |
| Nebraska | $58,884 | −$121 |
Frequently asked questions
- Does Missouri have a state income tax?
- Yes. Missouri uses a progressive state income tax with rates that rise across income brackets.
- Does Missouri have a local income tax?
- Yes. Missouri localities levy a earnings tax of roughly 0%–1%, applied to gross wages. Kansas City and St. Louis each levy a 1% earnings tax. Both apply to residents wherever they work and to non-residents on work performed inside the city, and both are withheld by employers. No other Missouri city levies one. Enter your own rate in the calculator above to fold it into the estimate.
- How much is taken out of my paycheck in Missouri?
- Pay is reduced by federal income tax, FICA (6.2% Social Security up to the $184,500 wage base plus 1.45% Medicare), Missouri state income tax, any earnings tax, and voluntary deductions such as a 401(k). Enter a salary and pay frequency above for the full breakdown.
- What is Missouri's top income tax rate?
- 4.7% for 2026, reached at just $9,436 of taxable income — so it functions close to a flat tax on most wages. Missouri has been trimming the top rate in recent years under revenue triggers.
- Do Kansas City and St. Louis tax paychecks?
- Yes — both cities levy a 1% earnings tax on wages of residents and of non-residents who work in the city. It's withheld by employers and is not included in this calculator's estimate.
- Is this the amount an employer will withhold in Missouri?
- No. This tool estimates annual federal and state income-tax liability and employee payroll taxes, then divides the annual result by the number of periods you select. Employer withholding uses pay-period wages, Form W-4 details, state forms and payroll rounding.
- How is this estimate calculated?
- We estimate annual federal income-tax liability from 2026 brackets and the standard deduction, employee Social Security and Medicare taxes including Additional Medicare Tax where applicable, the available state schedule, any local rate you enter, and the cash effect of entered deductions. Credits and a full Form W-4 are excluded.
- How reliable is this Missouri paycheck estimate?
- It is a planning scenario, not a payroll prediction. It does not model credits, every benefit rule, work/residence-state interactions, year-to-date withholding or all state payroll programs. Your pay stub and filed return are the relevant records.