Georgia Paycheck Calculator 2026
Georgia now has a flat income tax, and it keeps getting cheaper: the rate fell to 4.99% for 2026 under HB 463 (retroactive to January 1), continuing a phase-down that's scheduled to reach 3.99% over the coming years if revenue targets are met.
Georgia pairs the flat rate with a meaningful standard deduction — $12,000 single / $24,000 married filing jointly — which this calculator applies. There are no local wage taxes in Georgia, so metro Atlanta workers pay the same state rate as everyone else.
The result is an annual 2026 tax-liability estimate apportioned across the pay frequency you choose. It does not reproduce employer withholding from your Form W-4.
Paid hourly? Try the Georgia hourly paycheck calculator. Comparing states? The take-home pay calculator covers all 50 states and DC in one tool.
Capped at the 2026 standard employee limit of $24,500.
Reduces modeled income tax and take-home cash, but not payroll taxes. Benefit tax treatment varies.
- Annual gross ÷ 26
- $2,884.62
- Annual federal tax ÷ 26
- −$263.27
- Annual Georgia tax ÷ 26
- −$113.71
- Annual payroll taxes ÷ 26
- −$220.67
- 401(k) contribution
- −$144.23
- Annual estimate ÷ 26
- $2,142.73
In Georgia, an estimated $2,957 a year goes to state income tax on a $75,000 salary.
Annual tax-liability estimate apportioned for display. It is not payroll withholding and excludes Form W-4 adjustments, credits and other state payroll deductions, and local taxes.
- This is an annual federal and state income-tax liability estimate apportioned across the period you choose. It is not employer payroll withholding.
- It does not collect Form W-4 steps, pay date, year-to-date pay or withholding, residence/work-state interaction, or local tax.
- State schedules are an interim planning model. Filing combinations without a sourced schedule are unavailable rather than silently approximated.
- Internal Revenue Service: 2026 inflation adjustments and income-tax brackets — Federal annual-liability brackets and standard deductions.
- Internal Revenue Service: Publication 15-T (2026) — The payroll-withholding method PlainSums does not yet implement.
- Social Security Administration: 2026 contribution and benefit base — Social Security wage base and employee rate.
- Internal Revenue Service: Additional Medicare Tax — Liability thresholds and the additional 0.9% rate.
- Tax Foundation: 2026 state individual income-tax rates and brackets — Secondary compilation used as a starting reference; local taxes are excluded.
- Arizona State Legislature: Arizona Laws 2026, Chapter 140 — Signed June 13, 2026; supersedes the earlier Arizona deduction snapshot.
- Plante Moran state and local tax advisor (April 2026): Supplemental budget with OBBBA conformity — Maine's 2026 IRC-conformity update; supersedes the earlier Maine deduction snapshot.
The email includes this route only; calculator inputs are not attached.
Georgia income tax in 2026, briefly
Georgia uses a flat 4.99% statutory rate in this interim model. Deductions mean the effective rate on gross wages can differ.
Figures use 2026 rates and are estimates for planning — not tax advice.
Georgia take-home pay by salary (2026)
Planning estimates across common annual salaries in Georgia. Figures assume a single filer with no 401(k) or other entered deductions. Contributing pre-tax can reduce income tax but also reduces current take-home cash, so it does not automatically increase net pay.
| Salary | Annual estimate | Annual ÷ 12 | Annual ÷ 26 | Effective tax rate |
|---|---|---|---|---|
| $35,000 | $29,155 | $2,430 | $1,121 | 16.7% |
| $40,000 | $32,923 | $2,744 | $1,266 | 17.7% |
| $45,000 | $36,691 | $3,058 | $1,411 | 18.5% |
| $50,000 | $40,459 | $3,372 | $1,556 | 19.1% |
| $55,000 | $44,227 | $3,686 | $1,701 | 19.6% |
| $60,000 | $47,995 | $4,000 | $1,846 | 20.0% |
| $65,000 | $51,763 | $4,314 | $1,991 | 20.4% |
| $75,000 | $58,449 | $4,871 | $2,248 | 22.1% |
| $80,000 | $61,717 | $5,143 | $2,374 | 22.9% |
| $90,000 | $68,253 | $5,688 | $2,625 | 24.2% |
| $100,000 | $74,789 | $6,232 | $2,876 | 25.2% |
| $110,000 | $81,325 | $6,777 | $3,128 | 26.1% |
| $125,000 | $91,065 | $7,589 | $3,502 | 27.1% |
| $150,000 | $106,905 | $8,909 | $4,112 | 28.7% |
| $175,000 | $122,745 | $10,229 | $4,721 | 29.9% |
| $200,000 | $139,546 | $11,629 | $5,367 | 30.2% |
Assumptions: 2026 federal brackets and standard deduction, FICA (Social Security up to the $184,500 wage base plus Medicare), and Georgia's 2026 income tax. Single filer, 0% 401(k), no other pre-tax deductions. Effective tax rate is total federal, state and FICA tax as a share of gross pay. Local taxes and credits are excluded.
Georgia income tax brackets (2026)
Georgia applies a single flat rate of 4.99% to taxable income, after a standard deduction or exemption of about $12,000 for a single filer. There are no graduated brackets — every taxpayer pays the same 4.99% marginal rate.
How Georgia compares to every other state
On a $75,000 salary, Georgia ranks #35 of 51 for annual take-home pay among the 50 states plus DC (single filer, no 401(k), state income tax only). The gap between the most and least favourable jurisdiction on this salary is about $5,989 a year.
| Rank | State | Annual estimate on $75k | vs. Georgia |
|---|---|---|---|
| #1 | Alaska | $61,593 | +$3,144 |
| #33 | California | $58,652 | +$203 |
| #34 | Idaho | $58,471 | +$22 |
| #35 | Georgia (this state) | $58,449 | — |
| #36 | Maryland | $58,394 | −$55 |
| #37 | South Carolina | $58,250 | −$199 |
| #51 | Oregon | $55,604 | −$2,845 |
Same salary, next state over
How a $75,000 salary compares in Georgia versus neighboring states — same federal tax and FICA, single filer, no 401(k), so the difference is state income tax alone.
| State | Annual estimate on $75k | vs. Georgia |
|---|---|---|
| Georgia (this state) | $58,449 | — |
| Florida | $61,593 | +$3,144 |
| Alabama | $58,108 | −$341 |
| Tennessee | $61,593 | +$3,144 |
| North Carolina | $59,109 | +$660 |
| South Carolina | $58,250 | −$199 |
Frequently asked questions
- Does Georgia have a state income tax?
- Yes. Georgia applies a flat 4.99% state income tax to taxable income. Georgia's flat rate fell to 4.99% for 2026 (HB 463) and is scheduled to keep phasing down toward 3.99%.
- How much is taken out of my paycheck in Georgia?
- Pay is reduced by federal income tax, FICA (6.2% Social Security up to the $184,500 wage base plus 1.45% Medicare), Georgia state income tax, and voluntary deductions such as a 401(k). Enter a salary and pay frequency above for the full breakdown.
- What is Georgia's income tax rate in 2026?
- 4.99%. Georgia replaced its old six-bracket system with a flat tax in 2024 (5.49%), then cut it to 5.39%, 5.19% in 2025, and 4.99% for 2026. Further annual cuts toward 3.99% are scheduled, subject to revenue triggers.
- Does Atlanta charge a city income tax?
- No. Georgia has no municipal or county income taxes, so your paycheck withholding is the same anywhere in the state: federal tax, FICA, and the 4.99% state tax.
- Is this the amount an employer will withhold in Georgia?
- No. This tool estimates annual federal and state income-tax liability and employee payroll taxes, then divides the annual result by the number of periods you select. Employer withholding uses pay-period wages, Form W-4 details, state forms and payroll rounding.
- How is this estimate calculated?
- We estimate annual federal income-tax liability from 2026 brackets and the standard deduction, employee Social Security and Medicare taxes including Additional Medicare Tax where applicable, the available state schedule, any local rate you enter, and the cash effect of entered deductions. Credits and a full Form W-4 are excluded.
- How reliable is this Georgia paycheck estimate?
- It is a planning scenario, not a payroll prediction. It does not model credits, every benefit rule, work/residence-state interactions, year-to-date withholding or all state payroll programs. Your pay stub and filed return are the relevant records.